Storage Programs

EXCLUSIVE SELF- STORAGE PROGRAM

COVERAGES AVAILABLE
Blanket Building Limits – Property Coverage
Includes Blanket coverage for building limits per location

Commercial General Liability Coverage
Limits Include:
$ 1,000,000 Occurrence/$2,000,000 Aggregate
$ 2,000,000 Occurrence/$4,000,000 Aggregate

Sales and Disposal Liability
Limits Include:
$10,000 - $ 1,000,000

Customers Goods Legal Liability
Limit Options Include:
$25,000 - $1,000,000

Pollutant Clean-Up and Removal
Limit Options Include:
$25,000 Limit With options up to $100,000

Hired and Non-Owned Auto
Limit Option Include:
$1,000,000

Employees Personal Liability Coverage
Limit Options Include:
$300,000 - $1,000,000

Employee Benefits Liability
Limit Options Include:
$300,000 - $1,000,000

Employment Practices Liability
Limits Include:
$25,000
Extended Reporting Period Coverage for Employment Practices Liability is Available

ADDITIONAL ENHANCEMENT (CUSTOM LIMITS AVAILABLE)

  • Employee’s Property
  • Fine Arts Coverage
  • Valuable Papers and Records
  • Accounts Receivable
  • Computer Coverage
  • Limited Pollutant Removal:
    Limits Availabe up to:
    $50,000 Occurrence/100,000 Aggregate
  • System Protection
  • Identity Recovery Coverage
  • Extended Business Income Coverage:
    Policy will include (15) months of Business Income- Actual Loss Sustained. Extended Business Income is available: Length of Time Extension: 3 months (for total of 18 months), 9 months (for total of 24 months)
  • Data Compromise Coverage

SELF-STORAGE SUPPLEMENTAL APPLICATION

Please complete this form and also provide the following:

– Statement of Values
– 5 Years of Loss History

COMPANY DETAILS

COVERAGE

SECTION I - BUSINESS PROPERTY (Blanket Building & BPP Coverage at Each Location)

SECTION II – BUSINESS LIABILITY

Comprehensive Business Liability

OPTIONAL COVERAGES

Vacant Land
For self-storage operations
Other than self-storage operations
Off-site Rental Office
Incidential Occupancies
Owner operated car washes
Lessor’s Risk Only
Employee Benefit Liability
YesNo
Employee’s Practices Liability
Employee Personal Liability
Employee Dishonesty
Employee Property ($10,000 included)
Fine Arts ($10,000 included)
Valuable Papers and Records ($25,000 included)
Accounts Receivable ($25,000 included)
Limited Pollutant Removal
Mini-Computer Coverage ($20,000 included)
Pollution Clean-up & Removal ($25,000 included)
System Protection
Business Income (15 months actual loss sustained included)
Extended Business Income (180 days included)
180 days
Open Lot Storage
Garage Keepers

SELF-STORAGE OPERATIONS

YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
yesNo

SELF STORAGE PREMISE PROTECTION

LOCATION # LOCATION # LOCATION # LOCATION # LOCATION # LOCATION #
Number of units:
TotalOpen Lot
TotalOpen Lot
TotalOpen Lot
TotalOpen Lot
TotalOpen Lot
TotalOpen Lot
Self-storage buildings:
Year constructed:
Distance between buildings:
Total area (gross square feet):
Number of stories:
Construction material:
Exterior walls:
Joisting:
Interior partitions:
Roof:
If metal, state gauge thickness:
And wind uplift classification:
(Ordinary, Semi-Wind Resistive,Wind Resistive)
Amount of Gap Between Ceiling and Partition
Climate controlled storage? YesNo YesNo YesNo YesNo YesNo YesNo
Operational fire sprinkler system? YesNo YesNo YesNo YesNo YesNo YesNo
Occupancy Rate

DESCRIPTION OF STORAGE FACILITY

YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo
YesNo

BUILDING UPDATES / RENOVATIONS (updates completed within past 15 years)

Details
Date Completed

EMPLOYEE DISHONESTY

YesNo
YesNo
YesNo
YesNo

SALE AND DISPOSAL LEGAL LIABILITY

    • Copy of insured’s written delinquency procedures, from day 1 through sale date.
    • Copy of all letters and notices mailed to tenants.
    • Copy of the wording used for newspaper advertisement of the sale.

LOSS HISTORY

Details BelowLoss Runs AttachedNo Losses
Date of Loss Description Amount Open/Closed
© 2018 Roberts & Crow Inc.